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By Beka Compton
The Times 

Low and zero down loans may be key for first-time buyers

We thought that we were years away from homeownership. Turns out, we just needed to research our loans


April 29, 2021

The home buying process can be terrifying, especially as a first-time buyer. While we haven’t closed quite yet, my family is in the process of purchasing the house we have been renting since 2018, and boy has it been a rewarding learning experience.

Homeownership seemed like a reach for a mountain of reasons, and saving up for a 20% down payment was the most daunting. We started our journey with little to no idea there were options outside of a conventional loan. After some in-depth research, we found a handful of zero to low-down-payment programs through government-backed programs and pr...

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