Balance in the Life of a Retiree

Life balance - I have that under control. Now that I am retired, I will have more time for tennis, cleaning the house, classes, dog walking, gardening, and whatever else I want or need to do. I doubt I will be bored; however, I am sure I will continue the art of procrastination when it comes to house cleaning, laundry, and organizing the attic. It’s the financial balance I need to conquer.

I am proud to say I have recently started thinking about how to be more financially disciplined. This is a significant shift, as self-discipline has never been my strong suit. When I began working, my mother...